What if Cheng E's credit line is frozen?

When applying for closing the e-loan service, if there are unpaid orders, the quota will be frozen, but the system will automatically unfreeze after the transaction is completed.

Alibaba, the city of e-credit, has launched the integrity service, and the system will comprehensively evaluate users from multiple dimensions, including the orders of integrity. If the user's comprehensive situation does not meet the requirements or the order is abnormal for many times, it will have certain security risks to Alibaba. In order to avoid the risk of users, Cheng E's credit service will be directly frozen.

In fact, after the buyer credited Cheng E, Alibaba officially provided the seller with accounts receivable factoring service. Therefore, relatively speaking, the risk control of Cheng E loan will be stricter. Once the user has a risk problem, the line will be frozen and the user will be stopped from using e-loan.

Honesty and credit will not be automatically thawed. If the electronic credit account that has been opened is frozen during use. Then it is because the system does not meet the requirements when evaluating the comprehensive situation of the account, or the order is abnormal for many times, so it is temporarily frozen to avoid risks. Cheng E cannot be unfrozen after the credit is frozen, so the business cannot be used for the time being. You need to consult customer service to unfreeze.

If you don't pay it back, you will face the consequences of freezing your account, affecting your credit information and reducing your personal score in Alipay. Now is the Internet age, and your personal credit problems will be linked with the Internet, so you will lose a lot because of small things. Everyone should spend reasonably, don't exceed their own ability and spend rationally.

If you are a seller, you can't quit the service, you can only freeze the order on credit. If the buyer still has unpaid credit orders, he can't quit the service and can only freeze it. In this case, the user can click Exit or freeze the service first, and the system will automatically exit the service after the transaction is completed.

To sum up, you can contact customer service as soon as possible to unfreeze it and refund the money as soon as possible. The consequences of not repaying the loan on credit are as follows:

Sunshine Insurance will compensate the overdue amount, so that the overdue record will be uploaded to PBOC's credit buyer's store, the account number may be frozen by 1688, the insurance company will recover the arrears offline, and the borrower will receive a dunning message and phone call. Reduce sesame credit score.

Operating environment: iphone1115.0 cheng e credit version: v 1.0.