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Does the electronic policy issue a receipt on the same day?
1. What is an electronic insurance policy?
According to China's Insurance Law, the establishment of an insurance contract does not depend on the issuance of an insurance policy. As long as the insured and the insurer reach an agreement on the terms of the contract, the insurance contract is established. Even if the insurance policy has not been issued, the insurer should still be liable for compensation. Unless the parties to an insurance contract agree in the contract that issuing an insurance policy is a condition for the contract to take effect. Insurance policies are usually paper documents, but with the development of internet insurance e-commerce, electronic insurance policies began to appear. Electronic insurance policy has no paper certificate, only one policy number. Through the policy number, you can check it on the insurance company website or the insurance e-commerce website. Compared with traditional paper insurance policies, electronic insurance policies save the printing and delivery costs of paper insurance policies.
Second, the electronic policy receipt matters needing attention
1. Instant insurance electronic policy receipt. If the customer chooses an electronic policy when applying for insurance and underwrites it immediately, he can use the instant electronic policy to guarantee the receipt to sign for it.
2. Non-instant warranty ordinary version receipt. For policies that are not insured in time, the company will issue an ordinary policy receipt after the policy is insured, and all policies that are not insured in time must use the ordinary policy receipt to sign the contract. The electronic policy will be issued together with the first invoice of the policy, and the paper policy will be printed in the policy contract.
3. Make an appointment for a return visit. The existing receipt adds the function of booking a return visit. If the customer needs to specify a return visit time, you can check the corresponding option. In order to ensure that a return visit is arranged as soon as possible, customers are advised to check only the "Return Visit Time" and not the "Return Visit Date". Only checking the "return visit time" and not the "return visit date" can effectively speed up the return visit time limit and avoid affecting the salesman's commission due to the failure to complete the return visit in time.
As can be seen from the above, the electronic policy is the receipt of the same day, and everyone must sign the electronic policy in time.
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