Is it safe to apply for Fuxiang e-loan in Hunan Rural Credit Cooperative?

1. Is it safe to apply for Fuxiang e-loan in Hunan Rural Credit Cooperative?

Safe. It should be noted that Fuxiang e-loan is a loan product launched by Hunan Rural Commercial Bank, which is not supported by rural commercial banks in other regions.

1. First, users need to prepare personal income certificates, credit reports, original ID cards, bank accounts and mortgage information and submit them to rural commercial banks to apply for loans.

2. The staff of the rural commercial bank will review the borrower's information.

3. After approval, confirm the loan amount and notify the borrower to sign a loan contract at the bank.

4. The borrower needs to open a debit card account of "convenience card" in rural commercial banks.

5. After the bank issues the loan, the user can independently issue the loan funds to the convenience card account through the "Hunan Rural Credit" APP and the convenience card service area.

2. Why can't the online banking of Hunan Rural Credit Cooperative Association be used?

Why can't the online banking of Hunan Rural Credit Cooperative Union be used? It may be that there is something wrong with personal use. The correct use method is as follows:

The main functions of online banking of Hunan Rural Credit Cooperative Union are:

1. Account management: provides a wealth of account inquiry and management services, including account inquiry, transaction details inquiry, wealth overview, account addition and deletion, account loss reporting, account alias setting and other services.

2. Transfer and remittance: provide transfer and remittance services for personal and corporate customer accounts, including intra-bank transfer, inter-bank transfer, appointment transfer, transfer result inquiry, and common payee management.

3. Wealth management business: provide convenient and flexible deposit appreciation services, including mutual transfer services between current accounts and fixed accounts. Customers can complete the business of converting current account into fixed account and fixed account online. The initial deposit amount of current term business is 50 yuan.

4. Loan inquiry: It provides inquiry services about loan account information, including inquiry about basic loan information, inquiry about repayment history details, inquiry about overdue details and other services.

5. Personalized service: Online banking provides the function of setting personalized user nicknames, and customers can use nicknames to log in to online banking.

6. Security Center: provides services related to online banking security management, including password modification, account protection, my online banking function setting, reserved information setting and limit setting.

3. Is Hunan Rural Credit Cooperative Fuxiang e-loan safe?

Safe. Hunan Rural Credit Cooperative's "Fuxiang e-loan" business system is a special micro-credit platform built by relying on the Internet and making full use of big data, fast loan technology and micro-loan technology, which can effectively meet the "short, small, frequent and urgent" financing needs of urban and rural residents, individual industrial and commercial households, small and micro enterprise owners and other customer groups, solve the problems of financing and guarantee, and effectively improve the customer experience of obtaining loans.

4. Can Hunan Rural Credit Cooperative Union Fuxiang Freight Card pay for the goods?

The ic bank card of rural credit cooperatives is a kind of chip card, and its security will be greatly improved. There is no difference in other aspects.