Text message line of missing person

"Against the Millennium": "Water can carry a boat, overturn it, and make waves. Tao is a natural disaster, which is hard to prevent, but it is sad to fight for your life. China is following the Yellow Emperor, just like the lifeblood of a river. The sons and daughters of China are thriving in the world, and they stand tall in the East with songs of war. "

Wenchuan, a name engraved in the hearts of people all over the country because of the earthquake. The Wenchuan earthquake on May 12, 2008 was the most widespread and destructive earthquake since the founding of New China. The earthquake was felt in Liaoning in the north, Macau in the south, Vietnam and Thailand, Shanghai in the east and Pakistan in the west. It was a difficult time. There were overwhelming reports on TV every day and every night, and the latest progress in earthquake and rescue ... People all over the country were worried, and local organizations made voluntary donations. No matter how difficult it is for the country to be rich and strong, the people of the whole country are United, and those who are rich and capable will struggle in the front line. Just like the COVID-19 epidemic, every Chinese son and daughter is helping our whole nation tide over the difficulties with their modest efforts.

Earthquake relief and post-earthquake reconstruction are in full swing, and now we can see that broken walls has taken on a new look and regained its vitality. Then, after the Wenchuan earthquake, how did the bank deposits and loans of the victims and missing persons finally be handled? This topic is certainly worthy of attention, especially after the COVID-19 epidemic, which can better verify the "old tradition" that China people like to take precautions.

Today's wine is tomorrow's drunkenness. This kind of value that only cares about the present enjoyment is not mainstream and popular in the collective consciousness of our nation. Savings can be used to cope with unexpected family changes, such as family illness, cancer and other physical diseases, or natural and man-made disasters such as car accidents, earthquakes and floods. If there are children of marriageable age at home, this deposit can also be used to buy a house for the children. The country certainly knows the importance of such a deposit related to people's livelihood. After this disaster, on the basis of existing laws, the state has issued a policy on how to arrange the whereabouts of the victims' deposits, which is full of humanistic care everywhere.

According to the current law, Article 11 of People's Republic of China (PRC) Inheritance Law: If the decedent's children die before the decedent, the descendants of the decedent's children have a direct subrogation inheritance relationship. In other words, the bank deposits of the victims in the earthquake will be inherited by the first heir. The first order includes the spouse, children and parents of the deceased. Behind the first heir is the second heir. But what if the victim and the first heir are killed by the disaster? According to the law, if there is no first heir to inherit, the property will be given to the second heir, and so on.

Special circumstances and special policies, considering post-disaster reconstruction, the state has issued a policy stipulating that if the first heir is also killed, the deposits of the victims will be kept by the state. Another situation is that the victim is burdened with bank loans, and the state stipulates that banks are not allowed to collect loans, but they can ask for certain fines and late fees. Under normal circumstances, loans overdue will receive a repayment notice. If it is overdue for two months, the bank will go through legal procedures and resort to the court.

In fact, banks can also apply for extension. As long as they state their own situation and reasons to the handling personnel, they can apply for extension and certain interest concessions. However, this series of procedures will be long and complicated after the earthquake disaster. In addition, there are tens of thousands of families suffering, and the demand of banks is in short supply, which will inevitably lead to long queues. Considering this series of problems, the state has issued targeted policies and played the role of coordinator, helping to reduce unnecessary procedures, so that both sides do not have to be bound by procedures and work hard.

Think about the problem comprehensively and imagine many possibilities. What about the loans of those who have been confirmed to have died in the earthquake? According to the relevant theory of inheritance law, the successor shall continue to perform the relevant obligations for the outstanding debts of the borrower. In other words, after the borrower dies, the debt owed will be repaid by the children. However, the state has issued relevant regulations: if the victim himself has died, then the loan is zero. This article is full of humanistic care. Death of relatives, separation of flesh and blood, family destruction, loss of housing and property, etc. It is already a major spiritual blow to an ordinary family. If you add a loan to be repaid, it will undoubtedly be a mountain on the shoulders of people in the disaster.

Our country obviously takes into account the sufferings and emotions of the people, and at this point, it greatly reduces the burden of the suffering people. In terms of macro-control, it has greatly exerted the superiority of China's socialist system. Not only the Wenchuan earthquake, but also the COVID-19 epidemic that we just experienced, have greatly demonstrated the superiority of our national system and the outstanding performance of our people.

In addition, a large number of people were unaccounted for in the earthquake. Collectors and rescue dogs risked their lives and rushed into the disaster area where aftershocks could occur at any time to save lives and dig up bodies in broken walls. Despite this, a large number of people have not been found. With the earthquake, they were erased forever and disappeared into the dust ... Missing person 17923, still no news. So, how should their property be placed? To this end, the state specially stipulates that if a person is missing, a time limit will be set for his assets. Within this stipulated time limit, the missing person can come to collect his own property, and after the expiration, the property will be owned by the state.

Regarding the direct economic losses caused by the 5 12 Wenchuan earthquake, there is a specific figure-845.6 billion yuan! The earthquake affected Sichuan, Gansu and Shaanxi, among which Sichuan Province suffered the largest loss, accounting for 9 1.3%. Infrastructure such as schools, hospitals, roads and bridges were the most seriously damaged. In addition, cultural relics as cultural heritage also suffered losses. Ancient buildings, museums and cultural protection units destroyed in the earthquake account for about one-fifth of Sichuan Province.

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How difficult it is to make the country rich and strong? A Wenchuan earthquake awakened the unity and blood in the bones of Chinese sons and daughters, and injected a firm belief and a momentum of throwing caution to the wind into the Olympic Games a few months later. Foreign students break through many obstacles to escort the Olympic torch relay, and athletes win glory for their country at the Olympic Games. Although we have just experienced a disaster, we have proved with our own strength that we can do it! Both our active mobilization ability after the earthquake and our ability to hold the Olympic Games as scheduled after the earthquake are concrete manifestations of China's comprehensive national strength.

The government's series of policies to deal with the deposits of victims can give a glimpse of the recovery of the disaster area and the economic recovery in a few years. We can do the Wenchuan earthquake in 2008, and we can also do the COVID-19 epidemic this year! This is the concentrated expression of our social system and national spirit! If we are poor, weak and full of trauma in modern history, then what we are writing now is the road to re-emergence in the center of the world stage.