The bank will send you one. What do you mean, how much can you advance in our bank?

This is a marketing message that can be ignored. Generally, it is not issued by banks, but by people from financial companies in order to expand customers. Can be ignored.

Extended data:

Pre-credit line refers to the highest credit line approved by commercial banks or financial institutions for customers' reference according to their credit status. The pre-credit line does not represent the actual down payment line. The actual down payment amount shall be subject to the system audit result after the customer applies. It should be reminded that the pre-credit line is generally higher than the actual down payment line, mainly to attract customers to apply, subject to the specific results. This credit line is applicable to all types of credit lines, with a term of less than 1 year (inclusive), in which the credit lines for issuing bid guarantee, performance guarantee, advance payment guarantee, customs payment guarantee and maritime guarantee can be extended to more than 1 year.