How much does the rural commercial bank charge for opening SMS notification?

Users need to charge after opening the SMS reminder of rural commercial banks, which is charged directly according to the standard of 2 yuan/month, and the monthly fee is directly deducted from the user's bank card account. When the balance in the user's card is insufficient, the deduction will be suspended, and of course the SMS reminder service will also be suspended. The SMS reminder service of rural commercial banks can be opened in the following ways:

1. Go through the counter and bring your ID card to the counter.

2. Call the rural commercial bank and follow the instructions.

3. Log in to online banking and open SMS service by yourself.

4, by sending a text message, according to the prompt to open.

Note: Rural Commercial Bank charges 2 yuan/month service fee after launching SMS notification service, and the monthly fee is directly deducted from the card balance. When the balance in the card is zero, the system will suspend the deduction. The next time you deposit money in the card, the system will deduct the fee again until all the money in 2 yuan is deducted. At present, there is no charge for SMS notification of transactions provided by credit cards. Whether to charge for SMS notification in rural commercial banks depends on the type of card. If you don't know the current card charging situation, please call the customer service hotline of the rural commercial bank for details.

Rural commercial banks, referred to as rural commercial banks for short, are joint-stock local financial institutions composed of farmers, rural industrial and commercial households, enterprise legal persons and other economic organizations.

Jiang Liming, director of the supervision department of cooperative financial institutions of China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be transformed into rural commercial banks. Cancel the qualification shares in an all-round way and encourage qualified rural credit cooperatives to be restructured into rural commercial banks. On the premise of maintaining the overall stability of the legal person status of counties (cities), we will steadily promote the reform of provincial associations, and gradually build a new relationship between provincial associations and grass-roots legal entities with property rights as the link, equity as the link and supervision as the constraint, so as to truly form the same interests between provincial associations and grass-roots legal entities.

The proportion of qualified shares in rural credit cooperatives in China has dropped below 30%. About 303 rural commercial banks and 2 rural cooperative banks have been established, and the total assets of rural banks account for 4 1.4% of the rural cooperative financial institutions in China. In addition, 1424 rural credit cooperatives have met or basically met the conditions for establishing rural commercial banks. Through the reform, the governance model of rural credit cooperatives has undergone fundamental changes, the long-standing problem of insider control has been effectively solved, and the institutions themselves have formed an endogenous driving force to further promote the reform of deep-seated institutional mechanisms.

Latest policy

2065438+On May 2, 2009, the People's Bank of China published the Notice of the People's Bank of China on Reducing the RMB Deposit Reserve Ratio of Rural Commercial Banks Serving Counties, which further refined the policy framework of implementing a lower deposit reserve ratio for small and medium-sized banks announced by the Central Bank on May 6.

The Notice specifies that the directional descent will be divided into three landings, and specifies the scale of the three landings. That is, in May of 15 and June of 17, the RMB deposit reserve ratio of county rural commercial banks was lowered by 1 percentage point, and in July of 15, the deposit reserve ratio was lowered to 8%.