How does China Bank apply for a car loan?

If you need to apply for personal car loan in BOC, you need to submit the following information:

1. loan application (including the borrower's name, address and effective contact information);

2. Your valid identification materials. Married customers need to provide proof of spouse's identity and marital status;

3. Proof of your income/assets;

4. Credit inquiry authorization (married customers including spouses);

5 car purchase agreement, contract or letter of intent signed with the dealer;

6. Certificates or documents required for guarantee (originals and photocopies are required), including but not limited to car purchase invoices and motor vehicle registration certificates; List of mortgaged (pledged) items and the certificate (signed by myself) that the person (including the property co-owner) who has the right to dispose of the items agrees to mortgage (pledge); Certificate of ownership or right to use the mortgaged property issued by the competent department, certificate of value of the mortgaged property, and documents that you agree to handle insurance for the vehicle (if necessary); Pledged goods shall be delivered with pledged goods or rights certification documents (if necessary); Basic information and financial proof materials of the guarantor, the guarantee contract (if necessary) and relevant credit proof materials for agreeing to perform joint and several liability guarantee; Certification documents that meet the credit conditions of unsecured consumer loans (when necessary);

7. Relevant certificates for paying the down payment for car purchase, etc.

After receiving your loan application, China Bank will examine and approve it according to the relevant examination and approval procedures.

Please consult the local branch of Bank of China for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.