What happens when you receive a text message to urge you to receive it?

Legal analysis: If the lender fails to handle it after receiving the dunning letter, after a certain period of time, the bank will sue the lender to the court and demand the lender to repay the arrears and bear the liability for breach of contract.

Legal basis: Article 32 of the General Principles of Loans: The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The lender shall issue a notice of repayment of principal and interest to the borrower before the short-term loan expires 1 week and the medium-and long-term loan expires 1 month; The borrower shall prepare funds in time and repay the principal and interest on time. The lender shall promptly issue a notice of overdue loan collection, and do a good job of overdue loan principal and interest collection. Lenders charge interest on loans that cannot be repaid within the time limit stipulated in the loan contract; If the principal and interest cannot be repaid or executed, it shall be urged to repay or bring a lawsuit. The borrower shall negotiate with the lender when repaying the loan in advance.