What is the exclusive card of China Bank Baby piggy bank?

Baby piggy bank is an innovative product launched by Bank of China to strengthen parent-child interaction and help babies develop good habits.

1. For the first time, after the customer clicks "Save a sum of money", it will automatically open a second-class account (this account belongs to the same bound first-class fund account). Every time the apple on the page feeds the doll, a sum of money will be transferred to the Class II account in the bound fund account. Customers can click on the number in the upper right corner of the page to view the balance and transaction details of the second-class account and transfer money freely. The trading limit is the same as the second-class account. Customers can click on the avatar icon in the upper left corner to create a baby-specific file.

2. The usage scenario of this function: Parents can use feeding apples to tigers as an incentive to help children develop good living and study habits. For example, if a child eats well, he will get a small apple reward, and if he does his homework on time, he can also get a small apple reward. Parents can record their baby's growth through the "growth footprint" or share it with friends. The baby can also click on the clouds and lawn on the page, and there will be animation. Children's exclusive bank cards generally only have the basic service functions of debit cards, such as deposit and withdrawal, consumption and transfer. And can't be used to buy risky wealth management products. However, for payment, online banking, wealth management and other functions, the specific situation of each bank is different, and some support the purchase of investment services such as funds with less risk.

Baby piggy bank card related information

1. In order to prevent children from forming bad consumption habits, some children's exclusive bank cards are restricted. Parents can set daily credit card consumption and ATM withdrawal limits according to their children's consumption needs; If the consumption limit is modified, guardians and children should bring relevant documents to the bank counter for handling. In addition, there is basically no card opening fee, annual fee and account management fee for children's exclusive bank cards. In addition, a "bank-information-communication" service can be opened, and the transaction dynamics of bank cards can be fed back to parents' mobile phones in real time through SMS notification.

2. The lucky money in the child's exclusive bank card is usually used as a reserve for the child to go to college in the future, so parents usually deposit most of the money regularly, which is beneficial for banks to obtain low-interest medium and long-term deposits and cultivate potential customers in the future.