ICBC: How to check the repayment time of credit card easy loan?

Inquiry on billing date and repayment date of ICBC credit card

China Industrial and Commercial Bank credit card billing date and repayment date query method:

The repayment date of ICBC credit card can be inquired through ICBC bill.

1. SMS inquiry: send a short message "HKR# card number" to: 95588 to inquire about the billing date and repayment date.

2. Bill inquiry: Credit card holders can check the bill date and repayment date information on the card letter mailed to you by the bank.

3. Online Banking Inquiry: Log in to ICBC official website, click "Personal Online Banking Login", and then enter the account password according to the prompt to inquire the credit card balance of ICBC.

Friends who don't have online banking can register their personal online banking online: log in to the main interface of China Industrial and Commercial Bank and click Register. Personal online banking self-service registration can only register one card. Follow the prompts in the bank interface, log in to the online banking after registration, enter my account, click the statement, and check the statement according to your own needs.

4. Counter inquiry: How to inquire about ICBC's credit card bill? You can go to any business outlet of ICBC, bring your ID card and bank card, and check the credit card bill and balance of ICBC through manual service.

It is understood that the billing date and repayment date of ICBC credit cards applied before April 27, 20 12 are fixed, and the billing date is unified as 1 per month, and the repayment date is the 25th of each month. 20 12 Customers who apply for ICBC credit cards for the first time after April 27th will be randomly assigned billing statements from 8th to 26th every month, but users can modify the billing statements according to their personal preferences, but they can only apply for adjustment once a year.

Where can I see the repayment date of ICBC's corporate loan?

(1) How to check the loan in ICBC APP?

Query method; Take Apple's mobile phone operation as an example:

1. First, open the mobile phone and click the ICBC mobile banking icon on the screen.

⑵ How does ICBC app inquire about the mortgage repayment plan?

After using the debit card and passbook to handle the Easy Loan, the steps to inquire about the Easy Loan repayment plan through ICBC's personal mobile banking are as follows:

1. Open ICBC Mobile Banking, and click on the upper right corner to log in to Mobile Banking.

2. Enter the bank card number or mobile phone number and password to log in to mobile banking.

3. After logging in, click to enter the main menu.

4. Click on the personal loan in common functions.

5, point to easy loan.

6. Click "My Easy Loan" to query the repayment plan, scheduled number, repayment date, interest payable, etc.

(3) Is the repayment date of ICBC mortgage next month?

If no repayment date is specified, the repayment date of each month corresponds to the actual loan issuance date; If there is no corresponding date, the last day of the month is the repayment date. If the repayment date is agreed, the first deduction date is the specified date of the following month; If there is no corresponding date on the agreed repayment date, the last day of the month shall be the repayment date; The final repayment date is the loan maturity date. You can log in to mobile banking and select the function of "Favorites-Loan-My Loan" to inquire about the loan information you have handled in ICBC, such as the total loan amount, repayment date, loan term and repayment plan. See the contract or loan bank for details.

(Answer time: 65438+20201October 28th. In case of business changes, please refer to the actual situation. )

(4) How does ICBC inquire about the monthly mortgage payment?

You can inquire about your loan information in our bank in the following ways:

1. Use computer: Please log in to online banking and select the function of "Favorites-Loans-My Loans";

2. Use the mobile phone: Please log in to the mobile banking and select the "Favorites-Loans-My Loans" function.

Tips: You can find the loan service bank, total loan amount, repayment date, loan term and repayment plan.

(Answer time: March 2, 20201. In case of business changes, please refer to the actual situation. )

5] How to inquire about ICBC mortgage repayment records?

There is no special mortgage repayment record. You can query and print the subsidiary ledger of ICBC, and check the repayment principal and interest on a fixed day every month.

1. Open the ICBC website-enter the card number, login password and verification code-log in to ICBC's new online banking-my account-find the card-click on the right to query the account-select the start and end date-query. Online banking can query the detailed records of individuals for five years at the longest. If a printer is connected, you can print.

2. You can also insert the card into the self-service inquiry printer, enter the card password, choose to inquire personal details, press the Clear key in the lower left corner of the keyboard, and then press the number keys to enter the start date. Debit cards can only be queried to 20 13 1.

3. If you need a longer personal details inquiry record, you can talk to the cabinet.

Explain the situation until the cabinet is round.

After contacting the superior bank, inform me to come to the ICBC counter to get a longer personal account book.

How to check the repayment date of ICBC credit card

There are many ways to check the repayment date of ICBC's credit card. 1. Business hall inquiry: Cardholders can bring their credit cards and identity documents to the local business hall of ICBC for inquiry.

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2. Online banking inquiry: If online banking is enabled on the credit card in the cardholder's hand, you can log in to ICBC online banking for inquiry. First, you can find ICBC's online banking address, then enter your own bank card and password, find the "credit card" option after logging in, then find ICBC's online banking intelligent customer service and send a "credit card repayment date inquiry" to the intelligent customer service.

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3. Mobile banking inquiry: download ICBC's mobile banking APP on your mobile phone, register with the mobile phone number reserved at ICBC when you apply for the card, log in with your mobile phone number and registration password after registration, complete identity verification after login, and then bind your own ICBC credit card. After binding, find "My Bill" in the "Credit Card" interface and complete the query in the "My Bill" interface.

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4. Telephone banking inquiry: ICBC telephone hotline marked on the back of the credit card verifies the credit card account number, ID number and inquiry password. After the authentication is completed, access the manual customer service and inform the manual customer service that it is necessary to inquire about the repayment date of the credit card, and the inquiry of the repayment date of the credit card can be completed in a short time.

Relationship between billing date and repayment date: the repayment date is usually within 18 to 20 days after the sunrise of the bill. After the bill of last month is refreshed on the billing date, repayment can be made, and the repayment date is the final repayment date. If it is consumed one day before the billing date, it needs to be repaid on the first repayment date after the billing date at the latest, and the service life is only 20 days. If you spend on the day after the sunrise of the bill, the interest-free use time of the credit card is the longest.

How to check the repayment date of ICBC credit card

A consumer transaction in which the cardholder can enjoy interest-free treatment by repaying all the payable amount from the bank bookkeeping date to the due repayment date (inclusive) is called interest-free repayment period; If the repayment is not made in full (only the minimum repayment amount and above) before the due repayment date, ICBC will charge a certain amount of cyclic interest on the unpaid amount (the repaid amount can still enjoy the interest-free period), but it will not affect the personal credit record; If there is no repayment before the due repayment date or the repayment amount is lower than the minimum repayment amount, ICBC will charge a certain amount of circulating interest and late fees for the current unpaid amount, and it will leave a stain on personal credit record.

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The final repayment date can be calculated according to the billing date, which is generally the 25th day after the billing date. If you don't remember the billing date and repayment date, you can check the following channels:

1, customer service telephone inquiry: the credit card holder calls 95588 to provide the ID number and card number to inquire about the billing date and repayment date.

2. Counter training: Credit card holders can check the bill date and repayment date at any ICBC counter with their ID cards and credit cards.

3. Online banking inquiry: log in to ICBC's personal online banking and select Credit Card Service-Statement and Settlement-Statement Inquiry-Inquiry to see the due repayment date.

For more information on how to inquire about the repayment date of ICBC's credit card, please visit: See More.