Is CCB’s 300,000 large-denomination certificate of deposit absolutely safe?

Safe.

According to inquiries on Xicai.com, we learned that the CCB large-denomination certificate of deposit is an accounting-type large-denomination certificate issued by China Construction Bank. It is issued in electronic form and is a deposit-type financial product of the bank. It is a general deposit. According to the "Deposit Insurance Regulations", if the principal and interest amount of a large certificate of deposit is less than 500,000 yuan, even if the bank goes bankrupt, the insurance company will pay full compensation within 7 days, so the principal and interest are safe.

So, it is very safe to deposit a large-denomination certificate of deposit of 300,000 yuan in CCB, and you can buy it with confidence. However, you should also pay attention to factors such as the term, interest rate, minimum deposit amount, and interest payment method of large-denomination certificates of deposit, and choose a product that suits you.