Because of the mortgage repayment, I got a CCB card, charged 25 yuan's "annual SMS financing fee" and deducted 3 yuan's "mobile banking service fee" every month.

This thing. For better or worse. It depends on your own needs. If you feel the need to keep abreast of changes in your account. Then 25 yuan's annual fee is too good. Because we want 3 yuan for one month, that is, 36 yuan for one year. .

And mobile banking. If you can use it. It is also a very convenient thing. . The problem is that if you don't use it yourself, of course it's a waste. .

Then. The point is. You are running these businesses. He will give you more interest rate concessions. Is this the main reason why you started your business? . .

This is a very realistic problem. Loans can save tens of thousands or even hundreds of thousands of yuan. These small businesses are only a small number. Whoever gets a good deal counts. .

Final advice. That's right. After your loan is issued. After your interest rate concession is a foregone conclusion. . Then go to the bank and cancel all these unwanted things. . Do it. .

Because unless the state adjusts interest rates. Otherwise, the interest rate will not change. . Even if the country adjusts interest rates. Interest rate concessions and discounts will not change. .

That's right. Even if the price of this thing is 10 yuan. You can get it at a 15% discount. . When he rose to 100 yuan. You can still get it at a 15% discount. .