Where can I get a credit card in Changshu?

Banks can apply for credit cards, find nearby bank outlets and fill in the application form.

You need to bring your ID card, work certificate and income certificate.

If it is the first time to apply for a card, we recommend the four major state-owned commercial banks.

China construction bank

Advantages: free of annual fee in the first year, free of annual fee in the second year after brushing three times; SMS service is free; The withdrawal fee is only 0.5%; 50 yuan for loss reporting; There is a kind of credit card directly for car owners, so as long as there is a car with a displacement above 1.4, you can easily apply for a card.

Disadvantages: points can be exchanged for less and worse gifts.

Bank of China

Advantages: free of annual fee in the first year, and free of annual fee in the second year after brushing five times; SMS service is free; The withdrawal fee is only1%; The loss reporting fee is only 40 yuan. Disadvantages: changing gifts requires high points and few types of gifts.

Industrial and Commercial Bank of China: Advantages: American Express card is swiped 5 times a year, or the annual fee for the current year is exempted when the consumption reaches 5,000 yuan, or 2,000 points can be exchanged for the annual fee for ordinary RMB cards; The withdrawal fee is free; Pay more free of charge; Only 20 yuan is needed to report the loss; Disadvantages of many outlets: SMS service fee 2 yuan/month; Redemption of gifts requires high points and few kinds of gifts.

agricultural bank

Advantages: free of annual fee in the first year, and free of annual fee in the second year after brushing five times; 2. SMS service is free; 3. The withdrawal fee is only1%; 4. The loss reporting fee is only in 50 yuan; 5. Disadvantages of more outlets: 1, fewer types of credit cards; 2. The card processing procedure is relatively complicated; 3. Less points can be exchanged for gifts.