Shanghai Pudong Development Bank will reduce the quota for three to five days and restore the original quota.

After the credit card limit of Shanghai Pudong Development Bank is reduced, it is difficult for users to restore the original credit limit within 3-5 days. After the user's credit card is downgraded, if he wants to restore the credit limit, he must wait for the system to reassess, and the time of credit reassessment is uncertain. Of course, users can also take the initiative to apply for the recovery quota, but it usually takes a certain time interval and it is impossible to submit the application within 3-5 days.

Therefore, after the credit card is downgraded, users must keep good credit records and consumption records for a long time, which is conducive to the recovery of credit limit.

1. When the credit card of Shanghai Pudong Development Bank is about to expire, the staff of the credit card center will review and evaluate the cardholder's card usage records. If the cardholder is in good condition, Shanghai Pudong Development Bank will inform the cardholder about one month before the expiration date and ask whether to continue to issue new cards. The new card will be consistent with the original card in terms of account information such as quota, function and points. After the new card is activated, the old card becomes invalid (after the old card expires, even if the new card is not activated, the old card becomes invalid).

After the old credit card expires, if Shanghai Pudong Development Bank continues to issue this card type, it will issue the same card type to the cardholder; If card issuance has stopped, a similar type of credit card will be mailed after consultation with the cardholder.

2. When your card expires, you don't need to handle it. The Credit Card Center of Shanghai Pudong Development Bank will automatically renew it for you. The new card received is consistent with the original card number, and the password setting of the original transaction service has not changed. After you get a new card, you must activate it before you can use it. Please cut out the old cards and send them back to our center.

If it is a lost or stolen new card, the card number will be completely different from the old card. You need to call the 24-hour customer service hotline to reactivate and set the transaction service password. If you actively apply for account cancellation, please call the 24-hour customer service hotline before cutting the card to confirm that the card is no longer used. If the credit card cannot be used at maturity, the creditor-debtor relationship under your account will remain unchanged. In case of overdraft, you still need to pay attention to the repayment period and amount.