Why do bank cards need real-name authentication?

Introduction: Now almost everyone has a bank card, but the bank card application needs to meet the corresponding conditions. If the corresponding conditions are not fulfilled, then the bank may send a message to the customer, and he will say? You didn't complete the personal data authentication? , then what's going on? The following small series will answer them one by one.

First, personal information is incomplete. In fact, everyone's personal information authentication is constantly updated with the progress of the times. Some materials need to be filled in by yourself, but some materials will be improved every year. As soon as the material is improved, it needs to be refilled and supplemented. At this time of the year, the personal data will be incomplete, so the bank will send a message to customers to remind them to go to the bank to supplement the complete personal data, so as to better serve the requirements of customers in the bank.

2. Incomplete authentication of personal information If the bank sent it to you and you didn't complete the authentication of personal information, the simplest and most common possibility is that you really didn't complete the authentication, or you just gave the customer a bank card when the bank was very busy, simply registered the relevant information, but didn't fill it in, or just left the bank idle and sent a message as a customer, saying? You didn't complete the personal data authentication? Urge you to go to the bank to complete the personal data authentication, so that the bank can reduce the work pressure at different times and make full use of human resources.

Third, the certification of relevant platforms. Finally, if you receive a message from the bank that you want to complete the personal data authentication, then there is another situation, that is, the authentication of individuals on some Alipay and some payment software is stricter than that of banks. Because of online payment, he needs to fully understand the information on the internet in order to serve people he has never met. Therefore, the reason why the bank sends information may be that he needs to fill in relevant information when registering Alipay. At this time, he only needs to go to the bank to fill it out.