Alipay often sends text messages to sue when it is overdue. Why didn't it sue?

Generally speaking, Alipay will not sue immediately every time it is overdue, mainly for the following reasons:

First of all, prosecution is a cumbersome procedure for Alipay. As a large financial institution, Alipay involves a large number of overdue cases. If every overdue user sues immediately, it will bring a heavy burden to the judicial system and consume a lot of time and resources.

Secondly, Alipay usually takes other ways to recover overdue payments. Alipay has a perfect debt collection system, including collection team and legal department. They will contact overdue users by phone, text message, legal letter, etc. and ask them to repay. These methods are usually faster and more flexible than prosecution, and can better solve the overdue problem.

In addition, Alipay usually gives users a certain grace period before suing. They will first remind users to repay in time by SMS, telephone and other means. Give them some time to deal with the overdue problem. Alipay will only consider taking prosecution measures when users ignore it for a long time or their willingness to repay is obviously uncooperative.

To sum up, Alipay often sends text messages to sue after the deadline, but in fact it will not sue every time. Alipay will usually recover overdue payment by other means first, and give users a certain grace period. Alipay will only consider taking prosecution measures if the user fails to repay the loan for a long time or there are other serious problems.

Extended data:

According to the contract law of our country, the party who fails to pay the payment within the time limit may bring a lawsuit to the court and ask the other party to fulfill the payment obligation. However, whether to prosecute and when to prosecute should also consider various factors, such as overdue amount, users' willingness to repay, complexity of legal procedures and so on.

The above is based on the content of the question, I hope I can help you. For more information, please continue to consult Alipay official or relevant legal institutions.