What should I do if I am sent a curse message to my relatives and friends by the collection staff in Qian Bao?

1. First of all, it is illegal for the other party to find someone to interfere in your family life. Those who write threatening letters or threaten the personal safety of others by other means, or send threatening or other information many times, shall be detained for up to five days or fined up to 500 yuan; If the circumstances are serious, they shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan.

2. Secondly, if you borrow money from the loan platform, it is recommended to repay it actively to avoid unnecessary trouble. Usually, if a loan is not repaid, the following situations will occur: First, the bank will send someone to keep urging you to repay the loan, and this cycle will be very long before you can pay it off. Secondly, if the bank sues, it is likely to apply to the court to preserve your assets, such as real estate, cars, deposits, stocks and so on. And because your failure to repay in time constitutes a breach of contract, you still need to pay a lot of liquidated damages.

3. If your assets are cleared and you can't repay the loan principal and loan reminder fees, the bank may apply for your salary income (deducting the basic living expenses).

Unless you intentionally cheat or provide false information to borrow money, you will generally not be put in prison. Fifth, if you can't pay back the money within a certain period of time, you will be blacklisted in the credit information system, you can't borrow any more, and it is difficult to apply for a credit card. Moreover, the state has begun to restrict blacklisted people from taking high-consumption means of transportation such as plane soft sleeper.