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Can Zhanjiang Provident Fund buy a house in other places?
The Ministry of Housing and Urban-Rural Development clearly stipulates that the provident fund loan in different places should be handled according to the following procedures:
The provident fund center of the loan city accepts the consultation of the employees on the loan business in different places and informs them of the materials required for the loan at one time;
the employee himself or his/her client applies to the deposit center of urban provident fund, and the deposit center of urban provident fund will verify the loan paid by the employee according to the employee's application, and issue the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loans for those who have never used the housing provident fund or whose first housing provident fund loan has been settled;
after accepting employees' applications for loans from different places, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Loans from Different Places to the deposit city provident fund center. If the verification is correct, the loan examination and approval procedures shall be performed within the prescribed time limit, and the results shall be fed back to the city provident fund center. Deposit into the city provident fund center to identify the loan situation of employees in different places, and establish a detailed account of the loan situation of employees in different places;
during the repayment of loans from different places, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer to the city provident fund center. Transfer to the city provident fund center should be re-identified and recorded in a timely manner after receiving the employee housing provident fund account;
when the loan from different places is overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and according to the loan contract, the balance of the loan employee provident fund account can be deducted to repay the loan.
materials to be provided when applying for provident fund loan:
commercial housing sales contract (1 original);
the applicant's and spouse's household registration book (home page, home page and personal page) and marriage certificate (one copy of the original marriage certificate, divorce certificate or divorce judgment);
unmarried certificate of unmarried persons (1 copy of the original inspection);
Singles are required to provide the unit marriage certificate (1 original);
passbook of personal settlement account of the bank (2 copies of the original inspection);
down payment document (1 copy of the original inspection);
the applicant's valid identity card (2 copies of the original are accepted, and the front and back sides need to be printed);
spouse's id card (copy 1 is required for the original inspection, and both sides need to be printed).
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