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What does your mother-in-law think of your borrowing money or not?
Most of us still stay at the level of "good or bad" rather than "pros and cons". Indeed, these people don't pay back the money, lack integrity and have bad personality, which will bring negative comments in the long run. But for them, they don't care about other people's opinions at all, let alone the comments behind them, and don't care about cursing in person.
Their consideration is very simple, as long as they can make use of it and make a profit. Besides, this won't work. Change to the next one. They don't think long term. After all, they just figured out the psychology of people like us. They are kind-hearted, thin-skinned, dissatisfied and will not say it to their face. This is enough for them, enough for you and me.
In fact, when you get along with others, as long as you feel that he has such an idea and refuse it directly, you will say that you have no money and don't say why. If he really has a thick skin and wants to borrow it, say he doesn't want to borrow it. Don't feel guilty, such people don't take you seriously. What can I talk about with such a person?
If you urge it several times and still acquiesce for various reasons, it must be your character. Don't say that talking about money hurts feelings, it's just an excuse. Anyway, borrowing money can really tell a person's character. Some people also say that the poor have no money to pay back, some people can't make ends meet, but selling blood will keep their promises. Some people shout that they are poor all day, but they can't pay their debts, but they have money to eat, drink and be merry. In short, it is a long experience to be cheated by so-called friends occasionally. If you have experience in the future, stay away from this kind of person, don't become this kind of person yourself, and dare to say no to the borrower when you don't want to.
Money is a good thing, which plays a great role in measuring this person's character, ability and discretion. A person who always remembers to owe others money may be a person who can "carry it clearly". Is that he knows when you will pay it back, and he owes you. He will repay your kindness in the future. When he gives, you should make a positive return and realize a benign interaction. This gift may be "loyalty" or "kindness".
My mother-in-law also hates people who don't pay back the money. If I don't pay back the money, she will definitely scold me. Try not to lend money or borrow money from others in your daily life. If you borrow money from others, you must change it on time or in advance.
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