How to set the delay of transfer?

1. Alipay: Open Alipay and enter the transfer page. Click the option in the upper right corner to select delayed arrival, which has 2 hours and 24 hours.

2. WeChat: Click Pay, the option in the upper right corner, the time of transfer to account, the real-time account, the option of 2 hours and 24 hours.

3. Bank transfer: Generally, bank transfer is conducted through personal online banking or mobile banking. Generally, the option of delaying the arrival of funds is on the transfer page. You can choose the time when funds will be transferred to the other party's account. If you don't make a choice, it is generally the default real-time arrival. If you don't know the details, it is recommended to choose 24 hours to receive the account.

It should be noted that the delayed arrival here is only for transit services. If you choose a red envelope, you cannot use the late arrival service.

What is delayed arrival?

Delayed arrival refers to the delayed arrival of funds transferred to the payee's account, which can generally be set to 2-24 hours. Although the arrival time is delayed, the payer can't take the initiative to cancel the transfer.

What's the use of delayed arrival?

Some people think that the payer can't pay back the money by himself after setting a delay. What's the use of setting it? It's actually very useful. For example, if you transfer money and find that you have been cheated, you can report it to the police, although you can't withdraw it after it is delayed. After you report the case, upload the report proof in the corresponding payment channel and the transaction will be frozen immediately. After finding out the cause of the matter, if it is really a telecom fraud, then the transaction will be returned. When you don't know the details of the other party and need to transfer money to the other party, it is a very good choice to set up a delay in receiving the account.

Delayed arrival is a credit guarantee for both parties.

Why can't the payer withdraw the transaction by himself when the account is delayed? The original intention of delaying the arrival of the account is to provide credit guarantee for unsecured transactions such as WeChat business. If the payer can cancel the transaction at will, the swindler will not cheat money, but will become a person who does not pay for the goods. The original intention is to prevent fraud, not to encourage new fraud.

So how can we withdraw the transaction?

If both parties are normal, the delayed account will be automatically transferred to the payee's account after the time is up. If the transaction is to be cancelled normally, the payee can't click on the payment within 24 hours, and the funds will be returned automatically. The payee can click "Return Funds" on the transfer page, and then the transaction will be cancelled and he will immediately return it to the payer's account.

How to cancel the transaction when the other party is found to be a liar after the transaction?

If you find that the other party is a liar at the end of the account, don't go to the customer service of the payment channel. No one can cancel the delayed transaction. You need to report it first. After the public security organ provides sufficient evidence to file a case, it can immediately freeze the transaction with the filing materials and appraisal. At that time, the funds will not enter the other party's account. Then, after the investigation is clear, the transaction can be cancelled by providing corresponding certificates.