Will Ping An Bank's automatic repayment be insufficient to make up for it?

Ping An Bank loans are generally deducted in the early hours of the repayment date. If the deduction is unsuccessful, it will be deducted in the afternoon. Customers are advised to deposit the money into the repayment account one day in advance to avoid overdue. The afternoon deduction time of each loan product is as follows:

1. Mortgage, New One Loan, Jinlingtong, PayPal, E-Pay, E-Pay, Term/Financial Pledged Loan: the debit date is 18: 30 pm, and the current overdue payment is more than 30 days, so afternoon debit is not supported;

2. Car loan and credit: the afternoon of the deduction date17: 00;

3. Ping An Smart Loan: Please ensure that the customer deposits enough repayment amount before the repayment date 15: 00 (the system will delay batch deduction, please pay attention to the SMS prompt of bank deduction for the specific deduction result. For details, please call 955 1 1-3 for manual consultation);

4. Loans and loans are safe. Small and micro loans: before 22: 00, debit date 15 (no matter whether the day is due or overdue, how much will be deducted from the account before 22: 00, 15).

Tips: If the repayment is not successful on the repayment date, it will lead to overdue records. It is suggested that you repay in time according to the repayment date agreed in the contract, so as to avoid penalty interest and affect your credit record.

If you need to consult Ping An Bank, you can click the link below to select the online customer service icon in the upper right corner of the homepage or follow the official account of Ping An Bank WeChat (pingan_bank) for consultation.

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Reply time: 2020- 10-20. Please refer to the latest business changes announced by Ping An Bank in official website.

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