Joke Collection Website - Public benefit messages - Is it useful that the notice of filing a case issued by Xiaoying Card is a text message?

Is it useful that the notice of filing a case issued by Xiaoying Card is a text message?

The filing notice issued by Xiaoying Card Loan is that SMS is useless. Because the online lending platform will not send any filing notification SMS. The short message of filing notice was forged by the staff of the third-party collection company, with the purpose of exerting psychological pressure and negotiating with them about repayment. If the online loan is really sued, it is not a notice of filing, but a subpoena sent by the court.