What kind of loan is free consumption?

Leisure flower is an online loan product.

For those users with poor personal credit, it is difficult to apply for banking and bank loans because of their poor personal qualifications. At this time, they can only apply for online loans, which is what we often call online loan products. There are basically no formal qualifications for such products, and there are many routines. Whether it is this kind of random flower or other online loan products, I never recommend you to contact such products, because these products will only get you deeper and deeper.

First, Leisure Flower is an online loan product.

Before answering this question, I once answered a question about the collection of random flowers. It is not normal to spend this software casually, and the annualized interest is also very high. The annualized interest rate of this software has reached 30%, which I can't exaggerate, because the annualized interest rate of bank loans is only within 10%. For this reason, it is not normal to consume this online loan product at will.

Second, many online loans on the market are irregular.

The reason is actually very simple. At present, the predecessor of many online loan products on the market is only small loans, which is what we often call private lending. Now is the Internet age, and we can see many emerging financial models on the Internet. Even so, the essence of these financial management models has not changed, and they still have not obtained formal qualifications.

Third, I don't recommend using this kind of loan at will.

If you really need money, you can borrow money from friends and relatives around you. If you don't like this, you can also use a credit card or even apply for a loan from the bank. Some users may say that their personal credit is not good and they cannot apply for bank loans. At this time, you need to cherish your personal credit and live within your means. Don't quench your thirst by applying for online loans! For most users, applying for online loans is not a good start, but it will get you into a vicious circle of debt.