What happens if the bank card balance is not enough to deduct the SMS fee?

Legal analysis: If the bank card has no money, the SMS fee will not be deducted, but it will remind you that the balance is insufficient and the SMS fee deduction failed. Generally, if there is not enough short message fee in the card for more than 3 months, the bank will automatically stop the short message service.

If you deposit money, the bank will deduct the corresponding SMS fee. For cards that are not commonly used, users had better cancel in advance, otherwise the bank will still charge SMS fees and service fees according to normal procedures.

If the balance of the customer's bank card is zero within three years, the bank is likely to directly cancel the bank card from the "sleep state", so the SMS notification fee originally owed by the customer does not need to be paid again.

And bank cards generally have an annual fee and a small management fee. Bank card customers who handle in big banks can only handle one of them free of annual fees and small management fees. Other bank cards need a small amount of management fees and annual fees even if there is no balance.

Legal basis: Provisions of the Supreme People's Court Municipality on the Attachment, Seizure and Freezing of Property in Civil Execution by People's Courts Article 29 The time limit for people's courts to freeze bank deposits and other funds of the person subjected to execution shall not exceed six months, the time limit for attachment and seizure of movable property shall not exceed one year, and the time limit for attachment, seizure of real estate and freezing of other property rights shall not exceed two years. Except as otherwise provided by laws and judicial interpretations. If the person subjected to execution applies for an extension of the time limit, the people's court shall go through the formalities of sealing up, distraining and freezing before the expiration of the time limit for sealing up, distraining and freezing, and the extension period shall not exceed half of the time limit specified in the preceding paragraph.