What should I do if I send a text message saying that I have a loan?

95526 sent a text message saying that the user had a loan. Since 95526 is the customer service phone number of Bank of Beijing, users need to check whether they have outstanding loans from Bank of Beijing. If there is an outstanding loan, he needs to pay it back first. If the user has not applied for a loan from Bank of Beijing, he can take the initiative to call the customer service hotline of Bank of Beijing and ask the manual customer service to check whether there is a loan under his name.

Since Bank of Beijing has cooperated with some loan products, it is not excluded that the loan applied by users is recognized by Bank of Beijing. So in this case, Bank of Beijing may also send text messages to remind users to pay attention to repayment. If others steal their own information to apply for a loan from Bank of Beijing, users should also give feedback to Bank of Beijing in time, otherwise the repayment responsibility needs to be borne by users.

As for the user who did apply for a loan from Bank of Beijing, as long as the loan is repaid on time, there will be basically no negative impact. The record of timely repayment is a good credit record, which is helpful for users to maintain personal credit information.