How to apply for postal aggregation code

The steps to apply for an aggregation code are as follows:

1. Users need to log in to the official website of Postal Bank;

2. Find "Corporate Mobile Banking" on the webpage "Download, install and log in;

3. Select "I want to become a merchant" on the login interface;

4. Fill in the user's personal information, complete the system approval and certification, and then Wait for the review. After the review is successful, you can directly generate the merchant aggregation QR code for use.

Postal aggregation code is a service brand created by Postal Bank and Shanghai Zhenyang Network Technology Co., Ltd., which can be used by aggregating various third-party payment platforms, cooperative banks, and cooperative telecom operators and other service provider interfaces and other payment tools for comprehensive payment.

After the merchant successfully applies for the aggregation code, a static code will be generated. The payer can use his mobile phone to scan this static code to complete the payment, and the money will be transferred directly to the bank card, reducing the handling fee for cash withdrawals. and time, allowing small merchants to save operating costs and increase operating efficiency. The postal aggregation code will charge 0.2-2 from each transaction of the merchant as a transaction fee. Different payment channels and different product types have different rates. For example, the WeChat channel certification fee is 300 per year, and this fee is paid by The payment channel collects it, and the aggregation payment service provider collects it on its behalf.

Polymer Code also supports credit card payment. According to the announcement on the official website of Polymer Payment, the merchant credit card transaction limit is 1,000 yuan per transaction, 1,000 yuan per day, and 10,000 yuan per month; the debit card transaction limit for second-category merchants has been changed to 1,000 yuan per transaction. 5,000 yuan per pen, 100,000 yuan per day, 3 million yuan per month.