Is there a grace period for Tik Tok's safe loan?

In short video software, if the software has no grace period. If you don't discuss it in advance, you will receive relevant collection calls or text messages one day after the deadline, so you'd better repay the money on this platform in time, otherwise you will be harassed a lot.

In a short video software, the short video software is just a platform for obtaining traffic and customers, and the loan service is provided by formal financial institutions. The short video itself does not lend money, but is only responsible for diversion. Loan services are mainly provided by China Consumer Finance Bank, Nanjing Bank and Wangxin Bank. Relevant loan repayment records will be reported to the central bank for credit information, and borrowers are advised to borrow cautiously and fulfill their repayment obligations on time after borrowing. Don't worry, after overdue, the main thing is to collect credit information for overdue records, resulting in overdue fees. If you don't pay back the money in time, you will get a call, and sometimes the tone is not particularly good.

Second, don't think that there is no risk on a big platform.

Some lending companies will cooperate with various platforms to promote their products in this process. For example, short video is a short video software that many people can play. Moreover, the platform of short video itself is very large, so some people think that since these two words are added, it is a certain guarantee, but there is no short video software. Because short video is not responsible for lending, it is actually more like short video software, so short video has nothing to do with loan repayment. At this level, if the borrower takes bad measures in the short video software, the short video is irresponsible, so it is best to find out who is the lender.

Third, we should be cautious about the promotion of wide and short video software on all platforms. Many people are brushing some short video software, or, well, when reading some novels, they will find that these platforms will promote some advertisements, and the advertisements look very attractive. But there is no need to believe it just because it appears on this platform, because