Is it necessary to send and receive text messages saying that you are going to stop going out?

This is not true. If you receive a text message or a phone call saying that you are visiting or threatening others, it is not true. Because in the case that our debts are overdue, it is horrible to receive information or receive a phone call saying that people who visit at home are going to collect money at home. It's a phone call from a third-party collection company, so don't worry.