Bank of Shanghai has a temporary quota for sending text messages.

If you are not in a hurry to spend money, just close the temporary quota in time and it will rain.

What does the temporary credit line of Shanghai Bank mean? Indicates temporary adjustment of credit card limit.

When the fixed amount of your credit card can't meet the consumer demand, you can apply for a temporary withdrawal from the Shanghai Bank credit card, which will take effect immediately after approval. You can call the application, or you can call the Shanghai Bank credit card service hotline 95594 to verify the status through the card number or ID number, and manually apply for adjusting the credit card limit.

I. Precautions for temporary withdrawal:

1. All temporary credit card withdrawals are valid. The temporary credit line of Shanghai Bank is valid for 1 month. If the time limit is exceeded, the card will automatically return to the original limit.

2. During the repayment period, after the temporary withdrawal, the part exceeding the fixed amount cannot enjoy the minimum repayment treatment. For example, Xiao Zhang's fixed amount 10000 yuan, temporary withdrawal 15000 yuan, and consumption 12000 yuan. When repaying next month, the minimum repayment amount is not:10000x10%+2000 = 3000 yuan.

It should also be recognized that the consumption after applying for temporary withdrawal cannot be paid by installments. Be sure to ask clearly when applying and pay attention to repayment.

When we have a credit card, half of what we worry about is the amount of the credit card. When our consumption is relatively high, we will be happier and enjoy our consumption more. If our credit limit is relatively small, we can apply to the bank, and the bank will adjust the credit card limit for us according to our economic level and our own economic ability. In addition, if the credit card limit is sufficient, but for some special dates, we can apply to the bank to temporarily increase the credit card limit.

Banks generally agree. After passing the audit, we can consume and buy the products or items we want to buy within the validity period.

2. Credit card withdrawal method:

1, frequently use credit cards to win by swiping the cards. In daily life, credit cards are used wherever you can swipe your card. Regular use will definitely help cardholders to increase their credit limit as soon as possible.

2. Ensure the amount of credit card spending every month. It is best to generate at least 30% of the total credit card consumption records every month. If it lasts for more than half a year, the banking system can easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.

3. Ensure that the credit card can be repaid in full and on time. This is very important for credit card holders who want to raise the limit. If you can't repay in full and on time, there will be a bad record of credit card repayment, which will not only affect the cardholder's personal credit information, but also greatly extend the time for credit card to increase the credit limit.

4. Enrich the consumption types of credit cards. Different consumption types will reflect cardholders' different consumption concepts and spending power, and will also affect the progress of credit card promotion to some extent. Within the scope of our power, we will increase the opportunities for large-scale credit card spending to promote the credit card limit as soon as possible.