How long will it take for Industrial Credit Card to prompt to increase the temporary limit to take effect?

If the application for withdrawal is successful, it will take effect immediately after opening.

I. Application Conditions for Temporary Credit Line of Industrial Bank

1, the card has been used normally for more than 6 months;

2. The increase of the second temporary credit line shall be carried out three months after the increase of the first temporary credit line;

3. Maintain good credit records with banks such as Industrial Bank, and have no bad records such as overdue, and no illegal transactions such as cash withdrawal.

Second, the Industrial Bank credit card temporary limit application method

Call the customer service hotline of Industrial Bank Credit Card Center and apply by voice.

Three. Precautions for Temporary Credit Card Line of Industrial Bank

1. The temporary limit cannot be repaid according to the original minimum repayment amount: after the temporary limit is increased, the part actually used in excess of the original credit limit will be added to the minimum repayment amount of the next statement. Please remember to pay off more than a fixed amount in one lump sum on the due repayment date, so as not to leave a "overdue" record.

2. Temporary quota can't be applied for installment: holiday expenses are high and repayment is stressful, so it can be settled by installment. However, it is worth noting that once the temporary quota is increased, the part beyond the fixed quota cannot be used for installment business.

Four. The validity period of the temporary credit line of Industrial Bank.

The temporary credit line of Industrial Bank is valid for 1 month, and the card will be restored to the original credit line after the validity period. After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit.