What does it mean that the bank card is frozen by the judiciary after the online platform fraud report?

Judicial freezing of bank cards refers to bank cards frozen or seized by judicial organs for various reasons. Often involved in civil disputes, illegal transactions, after being sued to the court or the court for judgment, apply to the court for preservation or enforcement, and the regular line is frozen.

There are two situations:

1. Money owed to financial institutions or individuals will be frozen. The court can directly draw all the cash in all bank cards entered in the name of the person and pay it to creditors or other institutions.

2. For credit reasons, the bank card will not be frozen if it is included in the list of untrustworthy executors by the state. But it has a great impact.

Bank card fraud mainly has the following forms:

Criminals cheat cardholders' account numbers and passwords through various means such as the Internet and SMS, resulting in financial losses for cardholders and card issuers. The main means are:

Open fake bank websites or fake shopping websites.

Cheating by using computer virus.

Send false information to unspecified social groups by using mobile phone short message sender.

Install a miniature camera device directly on the ATM machine, or use a high-powered telescope to peep not far from the ATM machine.

Through false telephone banking, induce customers to input personal information and steal customer bank card account numbers and passwords.

Fake card fraud

Fake card fraud, also known as clone card fraud, refers to criminals stealing card numbers and passwords by means of voyeurism, video recording, recording magnetic card information, installing fake credit card equipment, and then copying fake cards, and then using them for consumption or cash withdrawal.

Fraud in the name of handling bank overdraft credit cards.

Cheating card on ATM.

The criminals tampered with the ATM, trying to get the cashier's bank card to be "swallowed" after being inserted into the ATM, and then defrauding the password by various means. After the customer left, the suspect quickly stepped forward to pull out the "swallowed" bank card from the ATM and stole the funds. Therefore, we should pay attention to avoid unnecessary losses in our daily life.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

People's Republic of China (PRC) Civil Procedure Law

Article 242 If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. From the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.

Article 243 If the person subjected to execution fails to perform the obligation of the difference determined in the legal document according to the notice of execution, the people's court has the right to detain and withdraw the income from which the person subjected to execution should perform the obligation. However, the necessary living expenses of the person subjected to execution and his dependents shall be retained. When withholding or withdrawing income, the people's court shall make a ruling and issue a notice of assistance in execution, which must be handled by the unit to which the person subjected to execution belongs, banks, credit cooperatives and other units with savings business.