What is the reason for the bank account being locked?

The bank card is locked, which means that the bank card is frozen and it is not allowed to deposit or withdraw money. This situation may be due to abnormal transactions in bank cards, such as malicious cashing, forged information, and continuous password errors. And the bank card may be locked by the bank.

Specific reasons for the bank account being locked:

1. Incorrect password input: If the password is entered incorrectly for three times, it will be locked and automatically unlocked after 24 hours. If it exceeds 10 times, you need to go through the unlocking procedures at the bank where you open the account;

2. Court freezing; When the cardholder is frozen by the court according to law due to economic crimes, absconding with money and other reasons. Bank cards will also be locked;

3. Machine failure: When we enter the bank card password in outlets, ATMs and other channels, we may encounter machine failure, resulting in the password being locked, so we need to go to the bank outlets to unlock it or call the bank customer service for consultation.

The bank card is the reason why the debit card is locked: 1. First, it is wrongly locked. In other words, the bank mistakenly handed over more money to the depositor's account, so the bank may freeze the excess part or directly lock the bank card.

2. The other is judicial freezing. According to the relevant provisions of the law, the judicial organ may apply to the bank for locking the bank card because of the need of handling the case. At the same time, customs, tax authorities and other departments also have the right to freeze bank cards.

According to the law, only people's courts, people's procuratorates, public security organs and other law enforcement agencies can require banks to lock or freeze accounts. The maximum lock-up period is 6 months, after which the lock-up will be automatically cancelled. In fact, there is no unlocking period. As long as the lock period required by law enforcement agencies is up or the unlocking notice is received, the bank will unlock it immediately, and it won't take long. Moreover, in order to protect users' card habits, the bank has stipulated the number of password entries, some of which are three times and some are 10 times. If the lock is caused by this reason, you can take the frozen customer's ID card and bank card to the nearest business hall to unlock it. If you don't pay attention, the bank card will be automatically unfrozen after 24 hours, and then wait for the automatic unfrozen the next day before re-entering the password.

Time required to unlock the bank account:

How many days it takes for a bank to unblock an account depends on the specific circumstances. Due to the different regulations of each bank, the unblocking time is also different:

1. If the password is frozen due to repeated input, it can be unfrozen after 24 hours.

2. If the bank card is temporarily frozen due to loss reporting or other reasons, it usually takes 5-7 working days to unfreeze;

3. If it is permanently frozen for more than 4 weeks due to fraud or breach of contract, it cannot be unfrozen.

4. If the bank card is frozen by the court, the case can be unfrozen after settlement.