What conditions do those banks in Lanzhou need to handle credit cards and micro-credit loans easily?

Each bank's credit card has its own characteristics. I'll introduce you to the characteristics of several bank credit cards, and you can apply according to your own situation. 1. Bank of Communications credit card, the threshold for approval is very low, you only need to provide your ID card and your work certificate (that is, work permit, badge, or income certificate stamped with the official seal of the company, or even the original business card and a copy of the agency's pass card). The overdraft limit is general, not very high. Of course, the information you provide is more comprehensive, and your proof of ownership of real estate and automobile products will be much higher! The Bank of Communications has an interest-free period of 56 days, with an integral of one yuan, which is easy to accumulate. There is no integral withdrawal fee 1%, and the minimum for each transaction is 10 yuan, which means that except Yong, you have to charge 10 yuan for withdrawal, and 10 yuan for withdrawal-if the single consumption exceeds 1500, you can apply for installment repayment. There is no free SMS reminder function, and the monthly transaction reminder SMS service in 3 yuan. 2. Minsheng Bank's credit card has higher requirements for card approval than Bank of Communications, and you are not allowed to approve cards if you are not from this city. Some people who discriminate against rural household registration have a slightly higher overdraft limit than other banks, and the longest interest-free period for consumption is 50 days. Minsheng Bank's billing date and repayment date can be set by itself, and the points exchange is at the upper-middle level. 3. China Merchants Bank Credit Card is the first credit card brand in China, and its card circulation is relatively higher than that of Bank of Communications, lower than that of Minsheng Bank and China Everbright Bank. Of course, this mainly depends on your property and income. The longest interest-free period for consumption is 50 days, and the withdrawal fee is 1%, with a minimum of 10 yuan per transaction. This is the same as the withdrawal fee of Bank of Communications credit card. The online shopping mall is better, and the installment repayment is convenient. According to the current credit card ownership, I have always been particularly satisfied with the customer service of China Merchants Bank's credit card, and the credit card has a good reputation. 4. Everbright Bank has a low threshold for credit card approval. My Everbright credit card didn't ask for my work certificate and property certificate. The overdraft limit is very high, which is basically higher than any other bank. The longest interest-free period is 50 days, and the withdrawal fee is 1%. Minimum 3 yuan is the lowest automatic staging function of all other banks. When the automatic staging function is turned on, every time you swipe your card, no matter how much you swipe it, it will be automatically divided into 12 stages. Compared with the humanized free SMS reminder function, every transaction is automatically sent to your mobile phone without any charge. I heard that the customer service of Everbright Credit Card is not good, but now it is relatively perfect. At least when I can't get through to the customer service phone, I can directly use Lacarra Convenience Network to repay the loan. The credit card approval threshold of the four major state-owned banks is relatively high, and the service is relatively poor. However, ICBC issued the largest number of credit cards in China, and I mailed five credit cards directly. Of course, I didn't enable any of them. I heard that CCB's credit card can also be used; The credit card quota of state-owned banks will not be too high, because they have abundant funds and pay little attention to credit card business. Besides, I don't handle the credit card of CITIC Bank anyway, and the cash withdrawal fee is the lowest in 30 yuan and the highest in all other banks. The credit cards of Pufa and Guangfa are mainly for high-income people, with relatively few outlets, and I am not familiar with other features!