Is there any reduction or exemption for Guangfa Credit Card in 2022?

Due to improper use, I will seal your card and reduce your quota.

At first, it was understood that Guangfa reduced your risk control, and suddenly the money decreased, but it was not. If you really keep an eye on your credit card application, you will find out what the routine of Guangfa is. When you encounter risk control, it will reduce your quota in advance, but it will not inform you by SMS. And this notice can be seen as "finding wonderful".

You can use 20 thousand, but it's actually only 2 thousand, and even your credit card limit is negative. Although you saw it, you didn't receive any notice. After the bill is issued, or the repayment is made on the last repayment date, your card cannot be swiped.

Then Guangfa will send a short message: due to improper use, the card will be closed and the amount will be reduced.