Why is there a SMS notification when I withdraw money from my Agricultural Bank card?

This is not an application, but you left your contact number when you opened an account. The counter staff will ask you if you want to open the SMS reminder service, saying that the first month is free. If you are not satisfied, you can cancel it yourself. Usually, you just want to try. Anyway, it was free, and I forgot to cancel it before I knew it. . .

With a monthly fee of 3 yuan, banks can earn tens of millions or even hundreds of millions in this business every year. . .

The contact number must be filled in, but you can choose not to let him open it. I'll tell him not to open an account and start the SMS service directly.

Generally, there is no handling fee, but there is a handling fee for withdrawals from different places or banks. The specific standards vary from bank to bank.

As for the account service fee you mentioned, you can call customer service or go to the bank outlet where you open an account for consultation.