What should I do if I receive a short message from an online loan? Please answer! !

Hello, there are many platforms to choose online loans. Compared with other lending methods, online lending platform is more convenient to apply for loans, but it is necessary to pay attention to choosing a formal platform to better protect personal interests and information security. At the same time, don't pay the pre-loan fee to avoid being cheated.

I recommend you to use Xiaoman Finance Money Flower, a credit service brand under Xiaoman Finance (formerly known as Baidu Money Flower). Big brands are reliable and trustworthy with low interest rates. Xiaoman Finance has the money to launch consumer credit products for individuals. The maximum loan amount is 200,000 yuan (click the official calculation), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

I want to share with you the application conditions of financial management: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Please borrow money reasonably according to your own needs. The specific product-related information is subject to the actual page of Xiaoman Financial APP.

This answer is provided by Du Xiaoman Financial Money Flower. I hope this answer is helpful to you.