Will the property and bank card be frozen if the flowers are overdue?

Overdue flowers will not freeze the real estate and bank cards under the customer's name. Ant financial service does not have this right. Generally, only the courts, public security organs and other judicial departments have the right to seal up and freeze the property and bank cards of the person subjected to execution according to different circumstances.

Of course, what we need to pay attention to is that if the flower garden is overdue for too long, far more than three months, and the amount owed is relatively large, Alipay has not responded to many reminders, and even can't contact anyone, it is likely to bring a lawsuit to the court. At that time, if the customer still refuses to repay after the court's judgment, the court will probably enforce it, freeze the customer's property and bank card, and then transfer funds from it to repay the arrears.

Customers are advised to find ways to pay off their debts as soon as possible after the flowers are overdue, and don't drag them to the situation of being sued. The sooner you pay off the debt, the less penalty interest will be generated, which can minimize the adverse effects. If the customer really can't pay off for a while, he can take the initiative to contact Alipay customer service to negotiate and try to apply for an extension of the repayment period and repay the arrears in installments.

Of course, if the customer thinks that he may not be able to repay on time before the repayment date, he can apply for an extension of the bill or an extension of the service in advance, or he can make a minimum repayment.

Extended data:

The full name of flower bud is ant flower bud, which is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".

On August 4, 20 16, the Ant Flower Garden Consumer Credit Asset-backed Securities Project was listed on the Shanghai Stock Exchange, which is also the first ABS of Internet consumer finance on the Shanghai Stock Exchange.

By June of 20 18 and 1 year, Ant Financial has voluntarily increased the capital of two small loan companies by 8.2 billion yuan, and the registered capital has increased from 3.8 billion yuan to/kloc-0.2 billion yuan. [2] On May 65438, 2008, Bai Hua announced its opening to banks and other financial institutions.

202 1. 9. 22 It is reported that the flower buds have been connected to the central bank's credit information system, and users can't use them if they refuse to access them.

According to the comprehensive consideration of consumers' online shopping, payment habits and credit risks, Ant Flower Garden grants users spending quotas ranging from 500 to 50,000 through big data calculation and risk control models.

The amount of ant flower buds is rewarded according to the behavior of consumption and repayment accumulated by users on the platform. The behavior of users on the platform is dynamic, and the corresponding quota is also dynamic. When users behave well and meet the quota policy for a period of time, their corresponding quotas may increase. Ant flower beds cannot be opened or raised by others. Please don't trust others and don't disclose personal information.

On 20 18 10 18, Bai Hua officially launched the "quota management" function, and users can adjust the quota independently according to actual needs.

Users can prepay the amount of ant flower buds at the time of consumption, and make repayment on the 9th of the following month after receiving the goods. The longest interest-free period can reach 4 1 day. In addition to the consumption experience of "buy this month, pay it back next month, and it is super long and interest-free", Ant Flower Garden has also introduced the function of flower garden staging, and consumers can repay the money in 3, 6, 9, 12 months.

The 9th of each month is the repayment date of Bai Hua, and users need to pay off the generated Bai Hua bill on the repayment date. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu 'ebao (with the function of withholding Yu 'ebao) and fast payment by debit card (including one card) in turn to repay the outstanding part of the bill. You can also take the initiative to repay. In order to avoid overdue, please ensure that the amount of Alipay account is sufficient. If it is overdue, a late fee of 0.5% will be charged every day.