What kind of bank card is the best? For example, annual fee, transfer, inter-bank withdrawal and SMS notification are all free.

There is no annual fee for banks: the national ordinary debit cards are: Postal Bank, Guangfa Bank (except Dongguan), China CITIC Bank, Huaxia Bank, Minsheng Bank, Ping An Bank, Shanghai Pudong Development Bank and Industrial Bank.

Banks without small account management fees: China Everbright Bank, Minsheng Bank, Huaxia Bank, China CITIC Bank, Industrial Bank, Guangfa Bank, hengfeng bank, Zheshang Bank, Hangzhou Bank, Bank of Beijing, Bohai Bank and Huarong Xiangjiang Bank.

ATM withdrawals from different banks are free:

Huaxia Bank is free every day 1, Industrial Bank is free three times a month, and Guangfa Bank is free three times a month.

Longjiang Bank, Ningxia Bank, Handan Bank, Liuzhou Bank, Jiujiang Bank, Zhejiang Rural Credit Cooperative and Guilin Bank are all free at present.

At present, the free transfer banks are: Agricultural Bank of China, Bank of Communications, Bank of China, China Merchants Bank and China Everbright Bank, and their mobile banking transfers are free.

There is no SMS to remind the bank that there is no charge.

To sum up, there is no perfect bank for you to choose from.