Suzhou second-hand housing transaction process

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Buying a second-hand house is cheap, and it can also save the trouble of decoration, so now more and more families buy a second-hand house. I believe many people don't know much about the transaction process of second-hand housing. The following small series simply tells you about the transaction process of second-hand houses in Suzhou! \ r \ n \ r \ n \ r \ n \ r \ Weekly second-hand housing transaction process \ r \ n \ r \ n1. Buyer consultation. Before buying a second-hand house, the buyer needs to know the overall situation and property rights of the house, including the house ownership certificate and identity documents. \r\n \r\n\r\n2。 Sign the contract. After negotiation between the buyer and the seller, the buyer can pay the house purchase deposit and sign the sales contract. \r\n \r\n\r\n3. Handle the transfer. The buyer and the seller apply to the real estate transaction management department for review, and eligible houses are allowed to go through the transfer procedures. \r\n \r\n \r\n\r\n4。 Go through the formalities of property right transfer. After both parties complete the registration of property right change in the real estate trading center, the transaction materials are handed over to the issuing department, and the buyer can get a new property right certificate. \r\n \r\n\r\n5。 Borrow money from a bank. Buyers and sellers go to the loan bank to handle the loan procedures. Banks need to review the credit status of buyers and evaluate the house. After the assessment is passed, the bank will issue a one-time loan. \ r \ n \ r \ n \ r \ What does the buyer need to pay \ r \ n \ r \ n 1. Transaction fee: calculated by 5 yuan/m2, the buyer shall bear 50% of the total fee; \r\n \r\n\r\n2。 Contract stamp duty: 0.05% of the transaction amount of real estate transfer; \r\n \r\n \r\n\r\n3。 Deed tax: the deed tax is calculated and paid according to 65438+ 0.5% of the actual transaction amount of the house; \r\n \r\n\r\n4。 Stamp duty on warrants: 5 yuan/copy; \r\n \r\n\r\n5。 Registration fee: 100 yuan/piece if the house belongs to individual property rights, and 300 yuan/piece if the house belongs to other property rights; \r\n \r\n\r\n6。 Real estate brokerage fee (agency fee): 0.5~2.5% of the total house transaction price, with the buyer and the seller paying half; \r\n \r\n\r\n7。 Maintenance fund: the balance paid by the seller in the maintenance fund account provided by the property management company, and the buyer pays other related expenses. \ r \ n \ r \ n \ r \ n \ r \ Overview: Here is a brief introduction to the transaction process of second-hand houses in Suzhou. I don't know if you understand! Suzhou second-hand housing transaction process is more, but also need to pay attention to many details, we should be cautious.

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