The Agricultural Bank of China sent a text message saying that I am qualified to apply for a credit card, so I can go directly.

According to Article 1 of Jinsui Credit Card Receiving Contract (Personal Card)

Party A has the right to decide whether to issue a credit card to Party B, check Party B's credit limit and ask Party B to provide a guarantee when necessary. No matter whether Party A issues a credit card to Party B or not, the relevant materials will not be returned to Party B. Party A will take necessary confidentiality measures for the application materials.

If Party B applies for a supplementary card for others, Party B and its supplementary card applicant enjoy the same credit limit.

If Party A finds that Party B is suspected of providing false information, forging application materials or other illegal situations in any link of credit card acceptance, approval and card collection, Party A has the right to reject the application for card collection or activation by Party B and the supplementary card applicant, or take measures such as reducing the credit card (including supplementary cards) applied by Party B and the supplementary card applicant.

Extended data:

Relevant clauses of Jinsui Credit Card Collection Contract (Personal Card)

The supplementary card application materials accepted by Party A must be confirmed by Party B's autograph or other methods recognized by both parties. Party B promises and guarantees that the supplementary card application has been authorized by the supplementary card applicant, and will fully inform the supplementary card applicant of the skills contract, articles of association and important tips to ensure that the supplementary card applicant abides by the above provisions.

After Party B successfully applies for the official card, it needs to be confirmed and verified by the employer, and Party A can use the card only after inputting its name, card number and other information into the official card related system.

Part of Party A's IC credit cards have electronic cash accounts. The electronic cash account supports all or part of the functions of electronic cash transactions, such as small quick payment and balance inquiry, but does not support other payment and settlement functions, such as overdraft, transfer and cash withdrawal. E-cash account is anonymous, without loss reporting, interest payment and statement.

Chip (IC) credit cards issued by Party A (except for some special cards) simultaneously start the small-amount secret-free visa-free function. When Party B and its affiliated cardholders conduct non-contact transactions with a certain limit or less at designated merchants, they only need to collect the cards in the induction area of the acceptance terminal to complete the payment without verifying the password or signature.

China Agricultural Bank-Jinsui Credit Card Collection Contract (Personal Card)