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How to cancel the SMS service of Postal Savings Bank
Bank card SMS service opening method is as follows
1, the phone is on. Call the bank's customer service, and then go to the manual service to apply for SMS service; 2. Opening of business outlets. Bring your ID card and bank card to the issuing bank outlet, and then apply for opening SMS service at the counter; 3. Mobile banking has been opened. Install the mobile banking of the issuing bank on the mobile phone. Take China Merchants Bank as an example. After entering the mobile banking, click "My", click the bank card after logging in, select the bank card with SMS service, click "Other"-"SMS Service of China Merchants Bank" at the bottom, and then click "Accounting Change Notice"-"Function Opening".
Commercial purpose of bank short message service
For the bank short message service, many people only know its related costs, but relatively little about its other related contents. Here, the staff of the bank explained other related contents of the bank short message service.
First of all, the purpose of bank short message service is to help customers know the capital flow of their bank accounts at the first time by sending short messages, which can effectively prevent bank cards from being stolen and protect customers' property safety. For banks, although the service fee for a single bank card is only two or three yuan per month, it is also a lot of income every year based on the huge customer scale.
Business mechanism of bank short message service
Some people may ask, if I have no money in my bank card, but I have opened the SMS service, what will the bank do in this case? In fact, banks are very flexible in dealing with this problem.
First of all, if there is no money in the bank card for more than three months, the bank will automatically cancel the SMS service of such bank cards, and once there is money in the bank card, the service fee for three months will be deducted.
In addition, if the bank card has no balance within three years, the bank will assume that the bank card is in a sleep state, and then cancel the bank card. The related SMS service fee will not be charged to the customer, nor will it affect the customer's relevant credit information.
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