Jin Yan electronic loan has not been approved for several days.

The reason why Jin Yan e-loan has not been approved for several days:

1 The system is under maintenance.

After submitting the Jin Yan Easy Loan application, the system will review the applicant's information. However, if the system is under maintenance, the system cannot review the application information, so it will always be displayed in the review.

2 status not updated

(1) system audits the whole process of Jin Yan Easy Loan. After the approval is completed, the system will update the approval status in real time. If there is a system delay, the approval status will not be updated on time, which will lead to the E-loan in Jin Yan being audited all the time.

(2) Under normal circumstances, the approval of e-loan in Jin Yan will be completed on the day of application at the latest. If the application for E-loan in Jin Yan is still under review the next day, the applicant can call the customer service of E-loan in Jin Yan and ask the customer service reason during the review of E-loan in Jin Yan.

1. How much can a Golden Yan E loan generally be approved?

(1) Jin Yan e-loan can provide borrowers with a maximum loan amount of 300,000 yuan and a minimum loan amount of 3,000 yuan. As a personal consumption loan product, the borrower can use Jin Yan E loan for car purchase, decoration, large-scale durable consumer goods purchase, tourism, education and other consumption scenarios.

(2) According to the actual feedback of most users, the e-loan amount that ordinary users can apply for in Yanjing is generally between 1 10,000-50,000 yuan. If the personal qualifications are good, you can apply for a sufficient amount of 5-65438+ 10,000 yuan.

⑶ Jin Yan E-loan application conditions: age 18 to 65 years old, with full capacity for civil conduct; The applicant has a good credit record and no bad credit record such as overdue; Personal mobile banking or personal online banking has been opened; It belongs to mortgage customers, high-quality customers, employees of administrative institutions who collect and pay wages, and high-quality customers who cooperate with other banks.

2. When will Jin Yan E-loan resume after settlement?

Jin Yan e-loan supports user recovery, but its service life is 1 year. 1 year, the borrower can apply for the loan of Jin Yan e loan at will, and the loan can be repaid with the loan. After 1 year, the borrower needs to reapply for the loan line of Jin Yan E Loan. If he passes the evaluation of Jin Yan Easy Loan, he can continue to obtain the loan line of Jin Yan Easy Loan.