When will the credit card bill be issued on the same day?

Credit cards have a specified billing date and repayment date, and the repayment period is periodic. "Bookkeeping date" refers to the date when the card issuer summarizes the accumulated outstanding principal of consumer transactions, principal of cash withdrawal transactions, fees, etc. Every month, calculate the interest and the amount that the cardholder should repay. ?

The latest date when the card issuer stipulates that the cardholder should repay the full amount or the minimum amount (the consumption amount can be repaid before the due repayment date and the credit card can be returned before 24: 00 at the latest).

Extension information: The cardholder's credit card bill date is 1, and the due repayment date is 20th. Card friends spend money by swiping their cards on1October 5th, 2nd and 30th, 165438+, and the bank will make a summary settlement on February 65438+/kloc-0+.

Credit cards are usually only used by the cardholder himself, and lending them to others is generally a violation of the use contract. Before the credit card is cancelled, the account balance must be settled, and the whole process of card cancellation must be completed within 45 days after the application.

In Hong Kong, credit card holders usually receive monthly statements every month. If the credit card holder uses the credit card to spend money in the current month, he/she needs to pay the minimum repayment amount on the monthly statement before the final repayment period on the monthly statement. Otherwise, the card issuing company has the right to collect interest and administrative fees, or hire a debt collection company/credit center to collect money.

Baidu encyclopedia-credit card