What is the reason why ICBC can't lend out the e-loan line?

Icbc e-loan is a personal credit consumption loan launched by ICBC, which is welcomed by users because of its low interest rate and high quota. As one of the four major banks in China, its loan review will be relatively strict. Recently, many users have reported that ICBC Rong E has a quota but can't lend it. Let's find out why.

What is the reason why ICBC can't lend the loan amount of e-loan?

1. ICBC's quota is insufficient: it may be because ICBC's own loan quota is insufficient, which leads to the failure to increase the e-loan quota.

2. Recent card cancellation: If there are recent card cancellation and credit card cashing, it will also affect the amount of e-borrowing. Once it is subject to bank risk control, it will be immediately pulled into the bank's gray list and cannot use e-loan.

3. Debit card for collection and repayment is not bound: Rong E requires that the collection and repayment card must be an ICBC debit card account registered at the counter of the applicant, and the passbook cannot be used as the collection card number.

The above is the analysis of the reasons why ICBC can't get the e-loan line, and I hope it will help.