Date modification of China Merchants Bank's credit card bill

Take the credit card of China Merchants Bank as an example. The billing date can be modified as follows:

1. The optional bookkeeping dates of China Merchants Bank are: 03, 05, 06, 07, 09, 10, 12, 15, 17, 18 and 20 respectively.

2. If you need to modify the credit card statement, you can call China Merchants Bank's credit card service hotline 8008205555 (free of charge, fixed line only) or 4008205555 (local call charge)-1-4-9 to transfer the manual service for you.

Tips:

1. After the bill date is successfully modified, it will take effect from the next issue and cannot be modified again within half a year;

Second, if there are multiple cards in a personal account, use one bill and the date of the bill;

3. Commercial credit card holders cannot modify the billing cycle.

The billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.

According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

How to modify the credit card bill statement of China Merchants Bank

Can be handled through customer service hotline, online banking, interactive SMS, ATM, mobile banking, PAD banking, handheld life and other application channels.

The final repayment date is 18 days after the credit card billing date of China Merchants Bank. The billing date is the 3rd, 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th of each month, and the cardholder can be replaced once every six months.

Credit card bill installment of China Merchants Bank: RMB bill installment, with the minimum application amount not less than 300 yuan RMB each time; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time.

Credit card repayment method of China Merchants Bank

1, automatic repayment

The cardholder can set the automatic repayment function. After that, China Merchants Bank will deduct the repayment amount of the credit card bill from the one-card current account of China Merchants Bank designated by the cardholder from the repayment date 17: 00 to 24: 00 every month. This repayment method requires the cardholder to ensure that the bank card designated for repayment has sufficient balance.

2.ATM repayment

All ATMs of China Merchants Bank (including deposit and withdrawal machines) have a "credit card repayment" area. Card friends can click "Credit Card Repayment" to enter this function before inserting the card. This brings great convenience to card friends, even if they don't have a credit card, they can repay in this way. If you use another bank's ATM, the operation method is the same, but the corresponding handling fee will be charged.

3. Mobile terminal repayment

Mobile phone repayment is an extremely convenient and emerging repayment method. Cardholders can download some clients, such as mobile banking, WeChat, bind credit cards after registration, and repay credit cards anytime and anywhere.

Extended data

Advantages of China Merchants Bank Credit Card:

1, credit card points play a great role.

Compared with credit card points of other banks, credit card points of China Merchants Bank can realize many functions, exchange more products and cash out.

There are many branches in China.

China Merchants Bank has many online stores. Compared with other joint-stock banks, China Merchants Bank has many online stores, especially in large, medium and small cities. Very convenient.

3. There are many offline activities.

Compared with other banks, China Merchants Bank's credit card has much more offline activities, and the high shopping points can also be discounted, which not only meets the needs of customers but also saves customers a sum of money.

4. Credit card application is very convenient.

It is very convenient for China Merchants Bank to handle credit cards, not only in online shopping malls, but also on mobile phones, telephones, WeChat, websites and at the door of salesmen.

5. The types of cards are complete.

There are many types of credit cards in China Merchants Bank, and there are different types of cards for different customers, which can bring the greatest convenience to customers.

6. installment payment is very convenient

At present, many online and offline shopping malls support the installment payment of China Merchants Bank, which not only has low handling fees, but also has low interest.

7. Value-added group buying activities

Customers with CMB credit cards can often enjoy the group buying activities of CMB credit card customers. The products are very rich and the prices are absolutely favorable.