I received an interview notice from Chongqing Jie Fangbei Happiness Life Insurance Company today. I wonder if it's a lie.

The insurance industry is actually a good government public welfare industry abroad, but the operation of these insurance companies in China has completely changed. In fact, you are cheating when you want to go to work. You are helping them cheat.

The operation of insurance companies, you can think of it this way,

First, when they want you to buy insurance, they will tell you how good the insurance is, how much money you can get if you have any illness, and so on. This is a very stupid means. They always take things that may happen with a probability of less than 0. 1% as bait, let you pay, and then sign an agreement to protect the interests of insurance companies in all aspects. In fact, it is to use an imaginary thing to make you pay.

Second, that is to say, you are required to pay for the protection of diseases that may get sick in the future, and the scope of protection is mostly rare diseases. It stands to reason that although it is not impossible to get seriously ill, I will feel unreasonable and cheated psychologically. And the insurance will continue to be paid for many years, which will be a big expense. If you get a minor illness in the future, in fact, you are not worse than the money paid by the insurance company, because the money you have already paid is enough for you to see a doctor.

Third, insurance needs to be paid continuously every month, and it needs to be paid for 10 or 20 years. It kept saying that it would get all the money back, and there would be dividends and so on. In fact, this is fundraising. According to a year, everyone has to pay all the money to the insurance company, which will be an astronomical figure. Even if someone has an accident this year, the insurance company will lose a little, which is nine Niu Yi points relative to the whole fund. They began to invest in securities and real estate. Although ZF stipulates that money cannot be moved, there are many internal problems. You can calculate that every year they use this money to invest, which is equivalent to borrowing money from everyone for 20 years to invest. Finally, they will give you a shameless bonus, saying it is a reward. If you do business, this money may bring you huge profits in 20 years. Will you be balanced in your heart? The world doesn't know what will happen in 20 years, so it's better to be careful in this long-term operation.

Fourth, when the salesman sells insurance to you, he speaks very, very well. Maybe he (she) lied to you on purpose, or maybe he (she) just joined the business and really didn't know what was going on. Instead, I feel that I am striving for my life goals and that I will be rewarded if I am used. In this way, the company will tell them that he (she) will be strictly responsible for customers, and they will believe it. They work hard and think they are a credit to the company. In fact, these people only get the commission after you get the insurance, but when you really have something to do, you contact the company, not their salesman. It's no use looking for a salesman again, because the company makes the claim directly, and they will explain to you one by one why they don't give you money. At this time, even if you tell them that the salesman promised to give it to you, it is useless.

I believe that everyone will receive a lot of calls to promote insurance at ordinary times, whether they pay money directly or save money, they are all liars. You contributed to their company, but you got stuck in it. You've been paying for this. If you don't pay, your previous efforts will be in vain. If you are unwilling, you will be timid.

Now, if you think again, you should put yourself in others' shoes. Insurance companies are like this. If someone called you to promote insurance, would you take part? At the same time, is your attitude boring? If so, then if you sell insurance, others will do the same to you, and you will know whether you should sell insurance.

In fact, insurance is a disguised pyramid scheme. If you sell computers or other products, that kind of physical sales is really training, and many entrepreneurs come out like this. You can do this if you want to do sales. Do not sell insurance. Not to deny the insurance industry. The main reason is that the current operating mode of insurance companies is really disgusting. In fact, the social security we all have at ordinary times and the company's unified four insurances and one gold are enough for you. Don't think about commercial insurance.