Why is the bank card limited to 20,000 yuan?

If your bank card is limited to 20 thousand a day, it should be that you have entered the risk control list and the credit card center has restricted you.

It's a bank policy. Every bank has different rules. Not for you, but for everyone. If you need a lot of cash, you can go to the manual window to handle it.

The daily limit of your bank card is 20 thousand, because the funds on your bank card are related.

Generally speaking, there is no one-day limit for a class of cards. If it is your bank card limit, it may be that you set a daily transfer limit before you apply for the card. I suggest you bring your bank card and ID card to the bank to check the specific reasons!

There are various reasons for suspending OTC trading, and the most common reasons are as follows:

1. The bank card has not been used for more than 6 months.

2. I changed my ID card because my ID card was expired or lost, but I didn't go to the bank to update my ID card information (I can do any business at any bank outlet, or I just need to talk to the lobby manager about the ID card update, and someone will guide me. This update service is very simple, 1 minute).

3. At the request of relevant departments, it is necessary to clean up the key information of customers. If the information is incomplete or wrong, the customer will receive several short messages from the bank, prompting you to update or complete the information at any outlet. Those who fail to do this will also be suspended.

Generally speaking, the suspension of OTC trading is not a serious matter. Information related to yourself, card security and national policy requirements. Just follow the command of the staff according to the actual situation.

Banks used to pay attention to the intermediary business income of settlement, that is, the handling fee. The general remittance should be five thousandths. At present, there should only be a handling fee for cross-bank remittance at some bank counters. Why? Because after people settled with WeChat Alipay, the money was deposited in the accounts of Tencent and Ali, and the deposits were greatly lost. Especially on weekends and holidays, bank deposits will drop sharply. So now banks are trying to do a good job of POS machines and QR codes at the collection end and build their own payment wallets. Basically, this piece is copied from Alipay WeChat. WeChat Apple 12, ios 14, WeChat version 8.0. 13.