What is the maximum payment amount within one day after the postal savings card opens online banking?

Postal savings card can transfer up to 50,000 yuan every day.

The specific transfer situation is as follows:

1. If the amount of a single transfer exceeds 50,000 yuan (inclusive), it is necessary to apply for a large transfer in advance at any online outlet in the transfer account county or city;

2. If the daily cumulative transfer amount of inter-bank transfer is more than 5,000 yuan (inclusive), it is necessary to apply for a large transfer in advance at any networking outlet in the transfer account county and city;

3. After the opening of large-sum transfer, the daily cumulative transfer limit of each household in each channel is 5 million yuan (inclusive);

4. Through ATM transfer, the daily cumulative transfer limit of each household is 50,000 yuan (inclusive); Identity documents are required for bank transfers above 50,000 yuan (inclusive).

Extended data:

According to the different authentication methods, online banking of postal savings bank cards can be divided into three categories:

The first category: "UK+SMS" customers-when registering at the counter, you can choose to buy the UK as the authentication method and add SMS as the auxiliary authentication method. The limit of single transaction and daily cumulative transaction is 2 million yuan; For exchange business, the single transaction limit is 50,000, and the daily cumulative transaction limit is 2 million; For cross-border remittance business, the single remittance is equivalent to $2,000 (inclusive), and the daily cumulative equivalent is $5,000 (inclusive).

The second category: "Electronic Token+SMS" customers-when registering at the counter, you can choose to buy an electronic token as the authentication method. The limit of single transaction and daily cumulative transaction is 200,000 yuan; The single transaction limit of exchange business is 50,000, and the daily cumulative transaction limit is 200,000.

The third category: SMS customers-choose SMS as the authentication method when registering at the counter of our bank. For customer transfer, inter-bank remittance, remittance business and online payment business, the limit of single transaction and daily cumulative transaction is 6,543,800 yuan.

Postal savings card must use passwords for POS and ATM services; The withdrawal amount at ATM should be an integer multiple of 50 yuan, with the maximum withdrawal amount of 1 1,000 yuan each time and the maximum withdrawal amount of 3,000 yuan per day. After withdrawal, the balance on the card must be at least 10 yuan.

Baidu Encyclopedia-postal savings card

Baidu Encyclopedia-China Postal Savings Bank Online Banking