What platform is Lexianghua?

Personal advice:

If you have related business needs, you must bring relevant documents to the regular bank to handle business in time. For the micro-loan platform, be sure to stay away. Although the interest shown in the loan contract is not very high, there are indeed many routines for repayment. Many people will pay a huge service fee when they repay the loan, and the interest is not enough, which will affect your normal life. I suggest that you must check your personal credit before lending, because any loan needs to check the qualifications of the applicant. If there is no problem with your credit, you can handle business directly from the relevant bank. If the micro-loan software has violent collection and unreasonable interest, you can also choose to call the police in time to solve the problem.

After the borrower successfully applies for a loan, he must repay the loan within the specified time. Don't take chances and delay the repayment time, resulting in a bad personal credit record. In addition, the relevant departments will try their best to recover the loans in arrears.

Extended data:

Loan notes:

1. Reasons for borrowing: In the process of applying for a loan, the lender should be frank and clear, and write down the purpose of the loan and the advantages of personal repayment in detail. Such as a good personal credit record.

2. Loan amount: The loan amount applied by the lender in the bank should not be too high, because the larger the amount, the higher the possibility of failure. However, this is not what lenders want, and they certainly don't want their loan funds to see the movement of lending within half a month. If the loan amount applied by the lender is large, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.

3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability, family income, etc. in detail. Make sure that your loan can be repaid on time no matter when, where or how.