What do you mean, one person pays for many people?

It means that when the credit card repayment period expires, it can't be repaid in full, and the minimum repayment needs to pay a certain installment interest, so you choose to entrust others (individuals or intermediaries) to repay, and then the cardholder will brush out the repayment amount in the form of credit card consumption and return it to the repayment agent.

For example, the intermediary first repays the overdraft limit that is about to expire, and then brushes off the previous repayment amount through credit card consumption. Because of the credit card regulations of major banks, as long as the customer repays, that is, as long as the customer's card is normal, the credit card limit will be restored. The intermediary pays back the credit card money on behalf of the customer and can brush it out immediately. In this way, you don't have to pay the minimum repayment amount and the installment interest.

For many people, repayment by one person is essentially like cash withdrawal by credit card. Belonging to this gray area, laws and regulations do not clearly stipulate that it is illegal. However, the bank has a special credit card department, which aims at the risk safety of credit card use. Repayment by one person on behalf of many people may lead to irregular inspection of personal credit cards by bank credit card departments, with the purpose of testing the cardholder's credit card usage norms and risks.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.